Medicare Policies




Endorsing A Single-Payer Health Care System


That change is necessary in a failing healthcare system is evident. When it is endorsed by 124,000 physicians which is what the American College of Physicians comprises of, it is perhaps imperative.

Thanks to an increase in administrative costs, healthcare costs continue spiraling upwards. Access to healthcare is getting worse and there are fewer and fewer primary-care physicians. This is why the ACP is backing this whole idea of a single-payer health care system. Congressman Dennis Kucinich who co-authored HR 676 or Medicare for All was very pleased with the support extended to this new healthcare reform by this large body of medical personnel. The bill, which was introduced in the beginning of 2007 has 86 cosponsors. Read more…

Should Medicare practitioners play a preventive role?


As it stands today, Medicare for seniors means treatment of ailments by doctors attached to the Medicare schemes. There does not seem to be any incentive for doctors to do more. Maybe it is a question of reimbursement. However, what most patients can expect right now is diagnosis of current ills and medication for them.

However, it might be a lot more fruitful in the long run if prevention of ailments were to be given importance. If seniors were given more information about fitness, prevention of heart problems and good nutrition, it would be better for them and better for all of us as a nation because of the considerable amount we could save on healthcare costs. Read more…

Are Medicare beneficiaries going doctor-less?


Well, that could be rather too drastic to contemplate. So many Medicare beneficiaries are in this terrible situation where they can’t seem to find doctors who will be reimbursed. When this affects the doctors they have been seeing, it really puts the fear into them.

Bad enough that old age finds a certain security in routine and familiar faces, but to have to go looking around for doctors who are disappearing off the Medicare list can be a daunting and tiring process. Read more…

Are Healthcare Costs Affected When Moving?


Many seniors move to sunnier climes when they retire and this process seems to more a matter of how brightly the sun shines than whether or not their healthcare plans will change or not. Do these plans really change when someone moves from one place in the US to another?

The thing is that costs do vary from place to place and it might be a good idea if seniors were to look at this aspect as well when they decide to move after retiring. There should be a checklist that includes a lot more than just the weather though it is an important reason for the move. Read more…

December Decision Could Mean Great Expansion For Fisher & Paykel Healthcare


Come mid-December and CMS or the Centers for Medicare and Medicaid Services will decide whether OSA or obstructive sleep apnea that is treated at home can be covered. This will mean a huge step forward for F & P Healthcare with its headquarters in New Zealand.

Fisher & Paykel Healthcare are among the leaders in treating OSA and they manufacture heated humidification devices which are used in respiratory care and portable monitoring machines. Under the Medicare conditions currently prevalent, anyone with this condition has to go to a registered laboratory to get it diagnosed and treated. Read more…

Medicare Fraud: How To Be Aware Of It


The first and most important thing to remember when it comes to Medicare fraud is not to give out any personal information. You might have people coming to your door trying to sell you Medicare products but you must remember that they can give you information about what they are selling – they have no right to ask you for any personal information and they do not have the authority to enroll you in any plan.

Just in case you are not sure about any plan, do call 1-800-MEDICARE and make sure. Whoever comes to the door selling plans has to do just that – he can give you or mail you information but he cannot sell you a plan at the door. So the onus is on you to keep yourself safe from anyone who is trying to steal your personal information. Keep tabs on your coverage plans and read the Medicare Summary Notice carefully, paying attention to all the items listed. Read more…

Medicare Supplemental Insurance Policies


Being covered under Medicare can indeed be very convenient. With it, most of your medical expenses will be paid off and all your healthcare needs will be taken care of. However, you need to remember that Medicare has some gaps in its policies. There are certain areas that Medicare cannot cover. For this, you will need to get the Medicare Supplemental Insurance or Medigap.

Basically, Medigap is sold by private insurance companies to provide people the option to have an insurance policy that can cover the gaps that your original Medicare policy cannot cover. What this means is that Medigap will be able to help pay for the healthcare expenses incurred by you that your original Medicare plan does not cover. Read more…