Seeking Second Opinions

Sometimes, receiving news about a health condition and necessary surgery can feel terrifying, overwhelming, and very final. However, you do have the opportunity to obtain a second and even third opinion. When facing a serious health decision, these alternate opinions can be essential.

Fortunately, when non-emergency surgery such as hysterectomies or hernia repairs is recommended, Medicare covers a second and third opinion. They will pay 80% of the approved amount, and may help pay for additional tests needed for a further diagnosis. If you have a Medicare Advantage plan, you may need a referral when seeking a second or third opinion.

If you decide you do want a second opinion, there are two fairly simple ways to procure it. The simplest, perhaps, is to ask your doctor to refer you to another doctor or specialist. The other is to visit www.medicare.gov. Once at the site, select “Find a Doctor” under the search tools. You will then be able to check the Participating Physician Directory for a doctor in your area.

If the second opinion confirms the first, you will need to make a decision about surgery. If it doesn’t, though, you should seek a third opinion from another doctor. Again, you can ask your first doctor to refer you, or can find a doctor in the directory. After listening to the opinions of all three doctors, you will be more confident in making an informed decision about your surgery options.